HOMEOWNER'S INSURANCE
Home insurance in Clear Lake, Iowa Falls and surrounding areas
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Homeowner’s insurance is necessary to protect you from the liability of an unplanned property incident or an unexpected disaster to your home in Iowa. Our team of licensed agents at Stephany Insurance is here to help you select the appropriate coverage for your situation. We offer homeowner’s insurance policies from multiple top-rated insurance carriers.
Policy Limitations
Most every homeowner’s insurance policy has specific limits for specific items. Jewelry, fine art, cash and many other valuable personal belongings have very defined limits or are even excluded from being covered under the policy altogether.
Unfortunately, if an agent doesn’t take the time to ask, most homeowners assume that the policy they’ve purchased provides all the protection they need. It’s only when a loss occurs that they discover they have inadequate coverage.
Stephany Insurance can help you tailor a policy to address your individual needs, considering policy limits and recommending additional ‘riders’ or additional coverage to help protect you in the event of a covered loss.
Coverage is available for your:
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Home
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Apartment
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Condominium
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Seasonal Home
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Home Under Construction
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Mobile Home
Our plans include insuring your home, personal property and personal liability as you would expect. Additionally, we offer coverage for:
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Identity theft
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Sewer and sump pump backup
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Refrigerated products
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Libel and Slander
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Jewelry and other collectables
* Multi-policy discounts are available
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At Stephany Insurance, we meet with you to assess your needs and then customize a policy for your structures, personal property, or an unexpected disaster. Let our team of experienced agents at Stephany Insurance guide you to select your homeowner’s insurance coverage.
