Homeowner’s Insurance

Diamond ringHomeowner’s insurance is necessary to protect you from the liability of an unplanned property incident or an unexpected disaster to your home in Iowa. Our team of professionals at Stephany Insurance is here to meet your needs for planning and recommending the right coverage for your situation. We provide homeowner’s insurance policies* from a choice of multiple top-rated insurance carriers.

Policy Limitations

Most every homeowner’s insurance policy has specific limits for specific items. Jewelry, fine art, cash and many other valuable personal belongings have very defined limits or are even excluded from being covered under the policy altogether.

Unfortunately, if an agent doesn’t take the time to ask, most homeowners assume that the policy they’ve purchased provides all the protection they need. It’s only when a loss occurs that they discover they have inadequate coverage.

Stephany Insurance tailors a policy that addresses your individual needs, taking into account policy limits and recommending additional ‘riders’ or additional coverage to provide full protection in the event of a covered loss. We don’t assume: we make sure you are adequately insured.

Coverage is available for your:

  • Home
  • Apartment
  • Condominium
  • Seasonal Home
  • Home Under Construction
  • Mobile Home

Our plans include insuring your home, personal property and personal liability as you would expect. Additionally, we offer coverage for:

  • Identity theft
  • Sewer and sump pump backup
  • Refrigerated products
  • Libel and Slander
  • Jewelry and other collectables

*Multi-policy discounts are available

At Stephany Insurance, we meet with you to assess your needs and then customize a policy for your structures, personal property, or an unexpected disaster. We offer excellent customer service and we ensure you are happy with the results for your valuable investments. Let our team of professionals at Stephany Insurance guide you to select your homeowner’s insurance coverage.

Request a Quote Today!